In 1904, a group of farmers and business owners pooled their resources, seeking better value for their premium dollar. By mid-century, we became among the nation’s first multiline insurance companies with expansion into liability coverage. We continued growing, stepping into workers compensation and estate planning services. By the end of the 20th century, we were among the largest mutual insurance companies in the nation. We continue to strengthen ourselves, and the businesses we insure, with an ever-growing library of risk management tools and state, regional, and national association partnerships.